What you don't know...
Will hurt you and your bottom line.

Check Printing Contract Consulting negotiates contracts that help our clients reduce costs and deliver a significantly higher profit stream. Critical marketplace pricing intelligence and intimate contract knowledge are what sets us apart. We manage the time and resources needed for the entire RFP, negotiation, and due diligence process so that our clients can focus on other important priorities.

Since early 2015, over 200 institutions have chosen us to impartially negotiate their next check printing contract.

EXPERTISE

Closely analyzed hundreds of check printing contracts and more than 10,000 pages of vendor invoices.

IMPARTIALITY

Loyalty only to you and your institution. We independently negotiate all check printing contracts and do not accept any payment from any vendor.

DEDICATION

100% focus on reducing check printing costs and maximizing your fee income

"IN ANY NEGOTIATION, KNOWLEDGE IS POWER. WE PROVIDE OUR CLIENTS ENORMOUS POWER!"

JIM SCHARTMAN - PRESIDENT AND CO-FOUNDER

CLIENT INSIGHTS

WHAT OUR CLIENTS SAY

Mary Webb

When Jim Schartman first stated how much savings we could realize after re-negotiating our check printing contract I thought he was out of his mind! With no financial risk to us, we had Jim re-negotiate our check vendor contract. It was absolutely amazing how much cash and savings Jim was able to get us with our new contract. I do not believe that we would have been able to achieve anywhere near the amount of savings he delivered. I would HIGHLY recommend Jim Schartman to any bank that is in need of re-negotiating their check printing contract.

MARY WEBB - SVP
KEARNY BANK FAIRFIELD, NJ
Deb Davis

When we last negotiated our check printing contract, we felt confident that our vendor was really looking out for our best interests and gave us the best deal he could. Then I was introduced to Greg Baitt by a colleague. Greg was very easy to work with. I was skeptical after our initial discussions, so when Greg came back with his proposal with what he could save us we were amazed. Greg was professional from start to finish, very knowledgeable of our check printing vendor, respectful of our time and was a great partner to work with. I would highly recommend working with CPCC and look forward to a continued partnership.

DEB DAVIS
SVP BANK OPERATIONS OFFICER
BANK OF NEW HAMPSHIRE
LACONIA, NH
Norm Montgomery

I had the opportunity to work with Jim Schartman on our check printing contract negotiations as well as seeking his advice on some acquisitions. I was very impressed with his overall knowledge of the check printing business. Jim approached the engagement with a great level of care and partnership. Having access to a subject matter expert of Jim’s caliber provided significant value for our company that simply could not have been achieved without his support and experience. Even after his consulting fee, I am convinced our bank secured a much better financial package due to his involvement.

NORM MONTGOMERY - EVP
FIRST COMMONWEALTH BANK
INDIANA, PA
Donna Gregson

I was STUNNED at the amount of cash and savings that CPCC negotiated on our behalf – Greg even exceeded his initial projection. I was extremely impressed with everything CPCC did. Their almost 40 years of check printing knowledge made all the difference in the world. I can’t imagine us being able to secure anywhere close to the amount of savings they delivered, even after their consulting fee. I would strongly recommend Greg Baitt to any financial institution that is considering using his services. It was the best decision we ever made!

DONNA GREGSON - EVP
PAWTUCKET CREDIT UNION
PAWTUCKET, RI
Angie Betts

We had little to no check printing program strategy before we met Jim. Now, since we have started working with Jim, we are much more proactive at how we look at our check printing contract and the impact it is having to our bottom line. This is all because of the work we have done with Jim. Our credit union will be saving more than $500,000 in check printing costs over 5 years. Jim only gets paid when the credit union saves money. It's a win-win to partner with Jim.

ANGIE BETTS - EVP/COO
PEN AIR FEDERAL CREDIT UNION
PENSACOLA, FL
Brock Goggins

It has been a pleasure to partner with Greg Baitt and CPCC. They came highly-recommended from respected peer institutions, and the recommendations were absolutely accurate. Their extensive knowledge in check printing helped us negotiate a far better price than we could have ever accomplished on our own. We are extremely pleased with their partnership in this project and would highly recommend the services provided by Greg and CPCC!

BROCK GOGGINS
SVP RETAIL BANKING
GERMAN AMERICAN BANK
JASPER, IN
Tricia Raquepaw

Jim Schartman's vast knowledge of check printing was obvious, and his assistance in helping our bank negotiate our check printing contract renewal was invaluable. His detailed contract knowledge led to an enormous savings for our bank that we never would have received on our own. I wish we had an impartial, third party expert like Jim for all of our large vendor contracts!

TRICIA SCHABEL
SVP, INDEPENDENT BANK
GRAND RAPIDS, MI
Bradford Langs

As with any business relationship, trusting your partner is critical to success. Jim Schartman and his consulting firm are the real deal. Jim is a long-time industry expert with regard to the check printing business. He is very knowledgeable, professional, timely, and delivers on his word. He actually outperformed on his savings estimates and saved our bank a great deal of expense. We would highly recommend his firm to anyone with check printing needs!

BRADFORD LANGS
PRESIDENT
CARTER BANK & TRUST
MARTINSVILLE, VA

OUR VALUE PROPOSITION

LEVERAGE 40+ YEARS OF DETAILED CONTRACT KNOWLEDGE AND CURRENT PRICING INTELLIGENCE TO MAXIMIZE YOUR CHECK PRINTING PROGRAM PROFITABILITY

NO RISK

Our only fee is a portion of negotiated vendor savings. If we don't save your institution money, we don't get paid.

NO CHANGES

You don’t have to make any changes to your current program unless you choose to. Savings are negotiated with the current vendor.

NO WORK

We save you time by doing all the work with your vendor. This allows your team to focus on their daily activities.

PRESIDENT RONALD REAGAN WAS KNOWN FOR SAYING, "TRUST, BUT VERIFY."

YOU MAY LIKE AND TRUST YOUR VENDOR, BUT ALWAYS INDEPENDENTLY VERIFY THAT YOU HAVE THE BEST POSSIBLE CONTRACT.

Sandy Schartman Signature

MEET THE TEAM

OUR CLIENTS RELY ON US TO SAVE THEM TIME AND MONEY.

Jim Schartman
President and Co-Founder
Jim Schartman
Jim Schartman
President and Co-Founder
Jim Schartman
One of the country’s leading independent authorities on check printing contract negotiations. Jim constructs extremely profitable check programs, reducing costs and optimizing fee income for institutions of all sizes.
Sandy Schartman
CEO and Co-Founder
Sandy Schartman
Sandy Schartman
CEO and Co-Founder
Sandy Schartman
Sandy and Jim started CPCC in 2015. Since then, they have completed contract negotiations for institutions nationwide. Collectively, their clients represent more than $500 billion in assets and over 5,000 branches.
Greg Baitt
Executive Vice President
Greg Baitt
Greg Baitt
Executive Vice President
Greg Baitt
Check printing vendor evaluations can be far more complex than expected, overwhelming and confusing. Let Greg handle the demanding bid process and free your time for other important tasks.

CPCC AT A GLANCE

KEY METRICS

 Years of Check Printing Contract Experience

 More than 200 Satisfied Clients Nationwide

 At least $120,000,000 in total negotiated savings

 Average percentage increase in our client net program profit

PROCESS OVERVIEW

OUR PROCESS IS SIMPLE AND STRAIGHTFORWARD.

We closely review your contract and thoroughly understand your specific program goals. Then you relax while we handle the details with the vendor. We present options, and you select the final contract structure you prefer that will maximize your program profitability. It’s really that easy.

INITIAL MEETING OF 20-30 MINUTES

We meet with your team to understand your goals and explain our process.

PREPARE OUR FREE, NO-OBLIGATION REVIEW

We provide an in-depth review of your current agreement and related reports. We will include savings projections and strategies to improve the profitability of your check program.

PROPOSAL PRESENTATION & ACCEPTANCE: WHAT WE CAN PROVIDE

A clear and concise presentation of projected savings, based on previously completed projects. You will approve all savings and our related consulting fee at your sole discretion.

WORK WITH THE VENDOR ON YOUR BEHALF, SAVING YOU TIME & MONEY

We negotiate excellent pricing and concessions on your behalf, saving you months of time and effort. In addition, we negotiate specific contract terms to better protect your institution across the board.

RECEIVE YOUR FEEDBACK & DIRECTION, FINALIZE AGREEMENT

Together we objectively discuss all aspects of the proposed new contract. Collaboratively working with the vendor, we incorporate your feedback and finalize a win-win contract.

NO IMPACT TO YOUR VENDOR RELATIONSHIP

Because we maintain excellent relationships with the major check printers, our client’s partnership with their preferred vendor is never impacted.

CLIENT FOOTPRINT

COMPLETED PROJECTS

PARTNERSHIPS

HOW MUCH MONEY ARE YOU LEAVING ON THE TABLE?

CONTACT US TO FIND OUT.

INFORMATION

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